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Real estate appraisal services for homeowners in the city of Dallas and Dallas County
The top 7 reasons why Texas homeowners call on Dohoney Appraisal:
- Pre-listing appraisals (whether you're using an agent or selling the home on your own)
- To challenge your property tax assessment in Texas
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Remove PMI to lower your monthly mortgage payment
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To reinstate their Home Equity Line of Credit (HELOC)
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To review another appraiser's report for verification
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In the case of a divorce in the state of Texas, when real estate needs to be divided
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To determine the true market value of real estate to settle an estate
At Dohoney Appraisal, we understand the special needs of a homeowner seeking appraisal services.
While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it.
Professional appraisers, like the ones at Dohoney Appraisal, are objective. We will tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer.
The appraisal is something tangible to show your buyer.
It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth.
Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours.
Challenging property tax assessments
Let's say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued.
That only means you are probably paying more taxes than you should.
The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period.
A professional appraisal from Dohoney Appraisal is your #1 weapon when challenging your property tax assessment.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments.
Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan.
We are qualified in helping people just like you delete undesirable PMI insurance.
Was your HELOC recently frozen?
If your home is in or near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value.
Not only can this be troublesome from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out.
Dohoney Appraisal can provide you with efficient appraisal that will help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for precision?
An appraiser from Dohoney Appraisal can go out and check the subject and comparables in question in a field review.
If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you.
Even though most appraisal reviews are requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.
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